Insurance Claims for Water Damage
Insurance Adjuster Preparing Quote
Water damage is the second most common claims for home insurance. If you are preparing to make a claim on water damage it would help you to know what to expect.
If you need help making an insurance claim on your water damage repairs contact us to help now!
You might run into some trouble making your claim if you are claiming a loss that was the result of gradual damage. Gradual damage is anything that happened over the course of a prolonged period of time, as opposed to an accident, or a sudden damage. Loss such as leaky ceilings due to plumbing defects, water damage caused by cracks in the foundation, and in some cases, mold fall under the category of gradual damage. These things are generally not covered by home insurance.
However, there may be some exceptions to these cases. For example, the insurance company would likely cover mold if it was resulting from another claim that was covered under insurance, but was not properly fixed, and the mold was the result.
On the other hand, if water damage is sudden and accidental you’ll probably have a much easier time getting covered for the damages. This is the true nature of insurance – to cover accidents. Of course everything is dependent upon the language of the policy that you purchased, but this is the very nature of insurance: coverage for sudden and accidental loss. A good practice for homeowners is to keep a record of all repairs and transactions for services that are made to your home.
At SERVPRO of Alexandria we are not only experts at restoring your home “Like it never even happened.” We are also experts at dealing with insurance companies. Contact us to learn more about how we can help you through the entire recovery process today!
Impact of Water Main Break in Alexandria
Water Main Break
Water is a necessity of life but can also be a devastating force. A water main break can flood your home or office. Damage caused by water can be costly, both in terms of monetary value, and inconvenience. Such occurrences typically cause not only an interruption in service with the water supply, but also force affected people to leave the area until the structure has been repaired. That alone can take days or even weeks.
It is a good idea to allocate some resources to ensuring that your home or office is receiving routine maintenance on the plumbing system. This practice could save you thousands later on. If you have experienced this, or any other type of water damage you should contact us, along with your trusted plumbing contractor immediately. This will ensure that the problem will get fixed, both in terms of repairing the cause of the problem and cleaning up the mess. At SERVPRO® of Alexandria we are always here to help!
Emergency Water Damage Tips and Techniques
When Pipe Fails on Second Floor
Many of our customers have learned the hard way that water damage is a big problem. It can destroy not only your home and your finances, but also destroy the sentimental items that you can’t put a price tag on. For that reason it’s a good idea to learn what causes water damage so that you can better avoid it. But if you cannot avoid it then here are some tips on what to do if you have been victimized by it. Depending on the severity of your damage you may need to contact the local authorities, and insurance provider, but eventually they will most likely get a SERVPRO® crew out to your location to fix it up.
Safety First with Water Damage
The first concern is the safety of friends, family and you in your home or area. Common causes of injury after water damage to a structure are slip hazards, and electrical shock due to careless mistakes that might have been avoided. Essential Water Damage Info Here
On this note, don’t just go about business as usual, avoid kitchen appliances, and avoid tampering with major electrical devices that are connected to the building until authorities have deemed that it is safe to do so. This includes ceiling fans, lights, and televisions. Water Damage Emergency Tips
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Water Damage Restoration - The SERVPRO Advantage